Acren is the algorithmic clearinghouse and operating system for $100B in alternative real assets — Self-Storage, Manufactured Housing, RV Parks. We build it in four sequential pillars, in this exact order, because the engineering complexity and regulatory burden of any other order would kill us.
Ingest disparate, unstructured public and private data to identify highly motivated asset sellers before they list with a broker. The wedge is information asymmetry — and we have the API stack to capture it.
Daily ingest and normalization from county assessor APIs (property tax delinquency, zoning changes), probate / obituary scraping cross-referenced with property ownership, state-level divorce filings, and CRE debt maturity schedules.
Map opaque LLC ownership structures back to the human beneficial owner via Sayari and adjacent providers. Reconcile parcel-level ownership against probate dockets and divorce filings.
Assign a 1–100 Motivation Score to every storage / MHC / RV asset in a covered territory based on ingested signals. Published, transparent rubric. Override-able per signal.
Auto-generate personalized outreach (direct-mail PDFs, SMS drafts, email drafts) referencing the specific asset and local market conditions. GP reviews and sends in their voice.
Once the GP acquires the asset Pillar 1 surfaced, Acren becomes the system of record. Distributions, K-1s, LP reporting — every piece of the fund lifecycle. Switching cost: insurmountable.
Direct connection to GP operating accounts. Daily transaction ingest, categorization, and reconciliation against the underwriting model.
Configure complex distribution waterfalls — European or American hurdles, preferred returns, GP catch-ups. Executable cleanly off the GL data flowing through Pillar 2.
Structure end-of-year financials to integrate with tax APIs and partner CPA firms. Auto-generate LP K-1s by March 1 every year.
Read-only portal for LPs to track IRR, MOIC, and distributions, and to download tax documents. Branded to the GP's firm.
Transform Acren from single-player SaaS into a multi-player capital marketplace. LPs already on the platform can subscribe to deals across the GP network. Acren takes a 1% placement fee on cross-syndication.
Identity verification via Persona or Stripe Identity for every LP. Adverse-media and sanctions screening at registration and at each new subscription.
Automated workflows for LPs to upload CPA letters or W-2 documentation to prove 506(c) accredited investor status. Refreshed annually.
Hosted PPMs and subscription agreements. Native e-signatures via DocuSign. Audit trail on every signed document.
Automated capital call notifications to LPs. ACH and wire transfers routed directly into GP escrow. Reconciliation against subscription agreement.
GPs can toggle a deal to the public marketplace. Acren-verified LPs from outside the GP's personal network can subscribe. Acren takes a 1% placement fee.
Bypass commercial mortgage brokers by issuing term sheets based on real-time data already living inside Acren. The data moat negotiated against a $500M warehouse line means originating at 100–200 bps on every closed loan.
Real-time DSCR, LTV, and Debt Yield calculation from T-12 operating data flowing through Pillar 2. No re-keying. No spreadsheets.
Standardized JSON payload — rent roll, T-12, GP track record, sponsor PFS — pushed to partner credit funds via API. Each fund's buy box drives the routing logic.
Fully committed, dynamic term sheet returned to the GP within 48 hours of request. Side-by-side comparison across credit providers.
Automatic 100–200 bps origination fee deducted from loan proceeds at closing. Disclosed in writing to both sides under SBA Form 159 standards even where not legally required.
The four pillars only work if the foundation does. Encryption, tenant isolation, audit logs, and compliance posture are the hard floor under everything we ship.
| Property | Requirement | Status |
|---|---|---|
| Encryption | AES-256 at rest. TLS 1.3 in transit. PII encrypted with separate key class for SSN and bank account fields. | Live |
| Data isolation | Postgres row-level security on every table. GP A cannot see GP B's tenant or LP lists. Cross-syndication requires explicit opt-in. | Live |
| Auditability | Immutable audit log on every financial transaction, document signature, and entity modification. | Live |
| SEC compliance | Reg D 506(b) and 506(c) for capital-raising. Strict separation between SaaS operations and broker-dealer / funding-portal activities. | Pillar 3 entry |
| SOC 2 | Type 1 around Series A. Type 2 within twelve months thereafter. | Series A |
Full detail on the security page.